Now in closed beta · 2,400+ on the waitlist

The more you
use it, the
smarter it gets.

Neural Wallet is an AI-powered budgeting app that learns your spending habits every time you open it. Not just a budgeting tool — a financial intelligence that grows with you.

▶ See how it works
😊
👨
👩
🧑
😄
2,400+ people already on the waitlist
Saved this month
$1,243
↓ 28% vs last month
AI Insight
You spend 40% more on Fridays 🍕
9:55WiFi ▮
Good evening
Alex 👋
👤
Saved this month
$1,243
↓ Spending down 28%
Monthly Budget
April 2026
28% used
$1,207 spent $3,143 left
Income
$5,485
Spent
$1,207
AI
$12 coffee
How am I doing?
Ask anything...
How it works

Simple to start.
Smarter every day.

No complex setup. No manual spreadsheets. Just open the app, tell it what you spent, and let the AI do the rest.

1
Log your spending

Snap a receipt, upload a bank statement, or just type it in chat. "I spent $12 on coffee" — the AI categorises everything automatically with confidence scoring.

2
AI analyses overnight

While you sleep, our intelligence engine runs against your data — surfacing spending habits, behavioural patterns, and trends at daily, weekly and monthly levels.

3
Wake up to insights

Open the app to fresh, personalised insights every morning. The AI explains them in plain English — no financial jargon. The longer you use it, the smarter it gets.

AI at the core

Not a chatbot.
A financial brain.

Most apps bolt a chatbot onto a spreadsheet. We built everything around the AI — so it genuinely understands your finances, not just answers questions about them.

🧠
Nightly Intelligence Engine

Every night our AI analyses your transactions to uncover habits, patterns and trends — and stores personalised insights directly to your profile.

💬
Chat-First Interface

Log a $12 coffee, ask where you overspent, or upload a bank statement. Just type it — the AI handles categorisation, duplicates, and proposals automatically.

📊
Behavioural Insights

Daily, weekly and monthly breakdowns that go beyond categories. See when you spend, not just what you spend — and how your behaviour changes over time.

🔄
Learns as You Use It

The more you interact, the more personalised it becomes. Our knowledge graph builds a model of your financial behaviour that compounds every single session.

AI
The more you use it, the smarter it gets.
How am I doing this month?
April is looking better than March. Your grocery spend is down 40% — your best month in 6. Watch your transport budget though — you're already over with a week left.
$27 Uber Eats just now
Logged ✓ $27 to Dining. You've now used $124 of your $200 dining budget — 62% with a week left. You're on pace to overspend by around $18 this month.
Where did I overspend?
Show dining trends
How much left?
Ask anything about your money...
247+
avg transactions tracked per user
94%
categorisation accuracy on first try
3×
more insights after 30 days of use
2.4k
people already on the waitlist
What people are saying

Early beta users love it.

★★★★★

"I've tried YNAB, Mint, Copilot — none of them felt like they actually knew me. Neural Wallet is different. After three weeks it's already calling out patterns I hadn't noticed myself."

👩
Sarah K.
Product designer, Vancouver
★★★★★

"The receipt scanning is insanely good. I just point my phone at a receipt and it's logged, categorised, and checked for duplicates automatically. This is what budgeting should feel like."

👨
Marcus T.
Freelancer, Toronto
★★★★★

"I woke up and the app told me I spend 40% more on Fridays. Absolutely true. Nobody has ever told me that before. This is the kind of insight that actually changes behaviour."

🧑
Jordan L.
Software engineer, Calgary
Pricing

Simple, honest pricing.

Start free. Upgrade when you're ready. No ads, no hidden fees, no selling your data — ever.

Monthly
Annual Save 20%
Free forever
Starter

Perfect for getting started with AI-powered budgeting.

$0
No credit card required
  • Manual transaction entry
  • Basic AI chat (10 questions/day)
  • Up to 3 budget categories
  • Monthly insights summary
  • Up to 50 transactions
FAQ

Common questions.

How does the AI learn about me?
+
Every night our intelligence engine runs against your transaction data to identify patterns, habits and behaviours. These insights are summarised in plain English and stored to your profile. The more data you have, the more personalised the analysis becomes — and the AI assistant is equipped with all of this context so every conversation gets more relevant over time.
Is my financial data secure?
+
Your data is encrypted in transit and at rest. We use bank-grade security protocols and never sell your personal financial data to third parties. You own your data and can delete your account and all associated data at any time.
How do I add transactions?
+
You have four ways: type it in the chat ("$12 coffee today"), take a photo of a receipt, upload a bank statement, or use the manual entry form. The AI handles categorisation automatically, shows you a confidence score, and lets you accept, dismiss, or correct the proposal before it saves.
Does it work with Canadian banks?
+
Yes — Neural Wallet is built for North America and fully supports all major Canadian banks (TD, RBC, Scotiabank, BMO, CIBC) as well as major US banks. Bank statement parsing handles all standard export formats.
What's the difference between Starter and Pro?
+
Starter is genuinely useful — manual entry, basic AI chat, and monthly insights. Pro unlocks the full intelligence engine: nightly analysis, unlimited conversations, receipt and statement scanning, recurring detection, and the knowledge graph that makes the AI progressively smarter the longer you use it.
Can I cancel my subscription?
+
Yes, cancel anytime with no fees or penalties. You keep access to Pro features until the end of your billing period, then drop to the Starter plan automatically. Your data and transaction history are always preserved.
Get started today

Your finances,
finally understood.

Join thousands of people who have stopped guessing and started knowing exactly where their money goes — and why.

🍎
Download on the App Store
Get it on Google Play

Free to start · No credit card required · Cancel anytime